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HIGH LIMIT BACCARAT BASICS
High Limit Baccarat is a game of chance
and skill between you and the Banker.
It is played with eight standard decks
of 52 cards. The decks are shuffled after every game. The game odds are
high.
There are three types of bets:
The objective of the game is to predict
whose hand, the Banker's or the Player's, will be closer to the value of
nine. You can also bet on the possibility of a tie.
HIGH LIMIT BACCARAT GENERAL RULES
- The Player’s cards are always
turned over before the Banker’s cards.
- If you bet on the Banker's hand, and
the hand wins, you pay a 5% commission to the House.
- Kings, Queens, Jacks and Tens have a
zero point value.
- If the hands tie, and you did not
bet on a Tie, your bet is returned to you.
HIGH LIMIT BACCARAT HANDS
The winning hand is the one with a
value closest to nine.
The value of a hand is calculated by
adding up the total of the cards. The card values are:
Card
Face Value
(Any Suit) |
Card
Point Value |
| King |
0 |
| Queen |
0 |
| Jack |
0 |
| 10 |
0 |
| 9 |
9 |
| 8 |
8 |
| 7 |
7 |
| 6 |
6 |
| 5 |
5 |
| 4 |
4 |
| 3 |
3 |
| 2 |
2 |
| Ace |
1 |
If the total of a hand exceeds nine,
the value of the hand is the "unit" portion of the total. For
more information, see the examples below.
Examples:
- A hand consists of an Eight of Clubs
and a Seven of Diamonds. The point values are 8 and 7, so the total
of the hand is 8 + 7 = 15. As the "tens" portion of the
total is ignored, the value of the hand is five.
- A hand consists of a Nine of Spades,
a Two of Hearts and a Nine of Diamonds. The point values are 9, 2
and 9, so the total of the hand is 9 + 2 + 9 = 20. As the "tens"
portion of the total is ignored, the value of the hand is zero.
Note: If the hand you bet on wins, you
are paid out according to the Payout Schedule.
HIGH LIMIT BACCARAT PAYOUT SCHEDULE
Winning hands in High Limit Baccarat
depend on the hand you bet on, and whether that hand wins.
If the hand you bet on wins, the payout
is as follows:
| Hand Combination |
Payout |
| Banker's Hand Wins |
2x the bet - 5%
commission on winnings for the House |
| Player's Hand Wins |
2x the bet |
| Tie |
8x the bet |
If the hand that you bet on wins, you
are paid double your bet, unless you bet on a tie. If you bet on a tie,
the payout is eight times the amount you bet. If you bet on the Banker's
hand, and win, the House charges a 5% commission.
If you bet on a hand, and the hand
loses, you lose your bet. If you do not bet on a tie, and the hands tie,
your bet is returned to you.
Important: Malfunctions void all plays
and pays.
HIGH LIMIT BACCARAT THIRD CARD RULES
A third card can be dealt depending on the
following rules:
- If the Player or the Banker has a
total of an 8 or a 9 they both must stand.
Note:
This rule overrides all others.
- The Banker can get a third card, if
the Player stands and the Banker’s total is 5 or less.
- If the Player’s total is 5 or less,
then the Player gets a third card.
- If the Player gets a third card, use
the chart below to determine if the Banker gets a third card.
Banker
Score |
Player's
Third Card |
| |
0 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
| 7 |
Stand |
Stand |
Stand |
Stand |
Stand |
Stand |
Stand |
Stand |
Stand |
Stand |
| 6 |
Stand |
Stand |
Stand |
Stand |
Stand |
Stand |
Yes |
Yes |
Stand |
Stand |
| 5 |
Stand |
Stand |
Stand |
Stand |
Yes |
Yes |
Yes |
Yes |
Stand |
Stand |
| 4 |
Stand |
Stand |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Stand |
Stand |
| 3 |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Stand |
Yes |
| 2 |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| 1 |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| 0 |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
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